What documents are required to open an account?

Required documents for account opening

The documents below are required for any Core Payment account opening, whether you are subscribing to Core Checkout, Core PayLink, or both.

The documents requested depend on your company's country of legal registration, not your physical location or that of your customers.

🇲🇨 Monaco-based business

Company (SARL, SAM, SCS…)

RCI dated less than 3 months ago
Extract from the beneficial owners register dated less than 3 months ago
Company articles of association
Copy of ID document(s) for the legal representative(s) (passport or national ID)
Copy of ID document(s) for the beneficial owner(s) (passport or national ID)
Shareholding structure (only if your entity is more than 25% owned by a legal entity)
Company bank details (IBAN)

Sole trader

RCI dated less than 3 months ago
Copy of your ID document (passport or national ID)
Your bank details (IBAN)

⚠️ Important — If one or more individuals involved hold Monegasque nationality, only a passport is accepted. A national ID card is not valid in this case.

🇫🇷 France-based business

Non-listed company

Valid ID of the legal representative (national ID card front/back, passport, or residence permit front/back)
Kbis extract dated less than 3 months ago
Dated and signed articles of association
Beneficial owners register form DBE-S1 (individuals directly or indirectly holding more than 25% of share capital)
If the company is owned by other companies: full ownership chart or a certified statement signed by the legal representative, dated less than one year ago
If the company is owned by a listed company: document dated less than one year ago showing the full shareholding structure and establishing the link with the listed company (the DBE-S1 may suffice if these details are included)

💡 Beneficial owner verification is not required if no shareholder holds or controls more than 25% of the share capital.

Sole trader

Valid ID (national ID card front/back, passport, or residence permit front/back)
INSEE registration certificate dated less than 3 months ago, or document confirming registration with the Chamber of Commerce (commercial activity) or Chamber of Trades (craft activity)
Bank details (IBAN)

Processing time

Once your documents have been submitted and the liveness check completed, your application will be processed within 2 to 5 business days. Our team will contact you upon validation to provide your account credentials.

Updated on: 28/05/2026